Business Opportunities


Housing Choice Voucher Homeownership Program

What is the Housing Choice Voucher (HCV) Homeownership Program?
As an extension of the Housing Choice Voucher (HCV) program, HAFC provides assistance for eligible individuals/ families to purchase a home by applying their existing housing choice voucher to their monthly mortgage payment instead of their monthly rental payment.  

Currently HAFC only offers Home Ownership to HAFC Voucher Holders

A Housing Choice Voucher program participant who wishes to utilize their voucher subsidy to purchase rather than rent a home must meet the following initial eligibility requirements:
MUST be enrolled in the Family Self-Sufficiency (FSS) Program
MUST meet the required HAFC credit score of 620
MUST have earned income of $20,000 annually
MUST be on same job for 1 year
MUST be a HCV participant with HAFC for one year
MUST be a First Time Homebuyer
(no family member has owned a house in three years)
MUST be in full compliance with the current lease
MUST attend a mandatory homeownership orientation

Disabled or Elderly households are exempt from the employment requirement

The monthly minimum Federal amount is $733 for an eligible disabled individual.
Elderly, age 62 or older, must meet the income criteria of $20,000 annually unless they are disabled, then the minimum amount will be $733.

After attending the mandatory homeownership orientation:

Bring the following documents to the initial homeownership program appointment:

  • Identification for all household members who are age 18 or over
  • Social Security cards for all household members
  • Three (3) years of tax returns
  • Income Verification (current check stubs – (4)
  • Need entire household’s income verification
  • Current Award Letter from Social Security, SSI, VA, etc. (can’t be over 60 days old)
  • Bankruptcy Discharge Papers (has to be out of bankruptcy for 2 years)
  • Current Lease
  • eBank Statements (3 months of checking and savings)


Application Process:  Persons interested in participating in the Housing Choice Voucher Homeownership Program MUST contact their HCV Case Manager FIRST for eligibility purposes.

Waiting List:  There is no waiting list

Please contact Iris Conners for additional information on the HCV Homeownership Program.

Iris Conners, Resident services manager
Certified Housing Counselor

Office:(404) 588 - 4972
Fax: (404) 472 - 3484